Credit Card Value Calculator
See how much a card is worth based on your spending habits.
Use our credit card value calculator to estimate the first-year and ongoing annual value of any US credit card based on your monthly spending habits. Factor in rewards earnings, annual credits, sign-up bonuses, and annual fees to find the card that delivers the most value for your lifestyle.
1. Select a Card
2. Monthly Spending
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Total Monthly Spend
Select a card to see its value
First Year Value
Ongoing Annual Value
Annual Rewards
Annual Credits
Signup Bonus
Annual Fee
Sign-up Bonus