Cards

Citi Double Cash Card

Flat 2% on everything (1% when you buy + 1% when you pay)

Chase Freedom Unlimited

1.5% on everything, 3% dining & drugstores, 5% travel via Chase

Discover it Cash Back

Rotating 5% categories (quarterly), 1% everything else, first-year cashback match

Amazon Prime Visa

5% back at Amazon & Whole Foods, 2% dining/gas/drugstores, no annual fee (Prime required)

Get personal card recommendations

Delta SkyMiles Blue

1% on everything, Signup: 10,000 DELTA after $1,000 in 6 months

Delta SkyMiles Gold

1% on everything, Signup: 50,000 DELTA after $2,000 in 6 months, $50 in annual credits

Blue Cash Everyday

2% on everything, Signup: $250 possible via incognito.

Blue Cash Preferred

2% on everything, Signup: $300 possible via incognito., $84 in annual credits

Blue Cash Preferred (Morgan Stanley)

2% on everything, Signup: Requires a relationship with Morgan Stanley., $84 in annual credits

Cash Magnet

1.5% on everything

Green

1% on everything, Signup: $40,000 after $3,000 in 6 months, $200 in annual credits

Hilton Honors

1% on everything, Signup: 80,000 HILTON after $2,000 in 6 months

Hilton Honors Surpass

1% on everything, Signup: 130,000 HILTON after $3,000 in 6 months

Schwab Investor

1% on everything, Signup: $200 after $1,000 in 3 months

Air France KLM

1% on everything, Signup: $50,000 after $2,000 in 3 months

Customized Cash Rewards

1% on everything, Signup: $200 after $1,000 in 3 months

Premium Rewards

1% on everything, Signup: $60,000 after $4,000 in 3 months

Unlimited Cash Rewards

1.5% on everything, Signup: $200 after $1,000 in 3 months

Free Spirit

1.5% on everything, Signup: $50,000 after $1,000 in 3 months, $100 in annual credits

Atmos Rewards Ascent

1% on everything, Signup: $80,000 after $4,000 in 4 months, $120 in annual credits

AAdvantage Aviator Red World Elite

1% on everything

AARP Essential Rewards

1% on everything, Signup: $100 after $500 in 3 months

Carnival World Mastercard

1% on everything, Signup: Requires ANY purchase.

Emirates Skywards Rewards World Elite

1% on everything, Signup: $40,000 after $3,000 in 3 months

Frontier Airlines World

1% on everything, Signup: Requires paying AF.

Hawaiian Airlines World Elite

1% on everything, Signup: 50k @ $2k, 80k @ $5k.

JetBlue

1% on everything, Signup: 10,000 JETBLUE after $1,000 in 3 months

JetBlue Plus

1% on everything, Signup: 60k @ $1k, +20k @ $6k.

Lufthansa Miles & More

1% on everything, Signup: $60,000 after $3,000 in 3 months

Upromise

1% on everything, Signup: $300 after $1,000 in 3 months

Wyndham Rewards Earner

1% on everything, Signup: $30,000 after $1,000 in 3 months

Wyndham Rewards Earner Plus

1% on everything, Signup: $45,000 after $1,000 in 3 months, $7500 in annual credits

Breeze

1% on everything, Signup: $30,000 after $1,000 in 3 months

Xbox

1% on everything, Signup: Requires ANY purchase.

Brex

1% on everything

Marriott Bonvoy Bold

1% on everything, Signup: 30,000 MARRIOTT after $1,000 in 3 months

Marriott Bonvoy Boundless

1% on everything, Signup: 5x FNC, <= 50k per

Southwest Plus

1% on everything, Signup: 50,000 SOUTHWEST after $4,000 in 3 months, $3100 in annual credits

Southwest Premier

1% on everything, Signup: 50,000 SOUTHWEST after $4,000 in 3 months, $6100 in annual credits

United Explorer

1% on everything, Signup: 60,000 UNITED after $3,000 in 3 months, $10730 in annual credits

United Gateway

1% on everything, Signup: 30,000 UNITED after $1,000 in 3 months

IHG Premier

1% on everything, Signup: $140,000 after $3,000 in 3 months

Sapphire Preferred

1% on everything, Signup: $75,000 after $5,000 in 3 months, $50 in annual credits

Aer Lingus Signature

1% on everything, Signup: $75,000 after $5,000 in 3 months

Aeroplan

1% on everything, Signup: $60,000 after $4,000 in 3 months

British Airways Signature

1% on everything, Signup: $75,000 after $5,000 in 3 months

Disney Premier

1% on everything, Signup: $300 after $1,000 in 3 months

Disney

1% on everything, Signup: $150 after $500 in 3 months

Freedom Flex

1% on everything, Signup: $20,000 after $500 in 3 months

Freedom Unlimited

1.5% on everything, Signup: $30,000 after $500 in 3 months

Iberia Signature

1% on everything, Signup: $75,000 after $5,000 in 3 months

World of Hyatt

1% on everything

World of Hyatt Business

1% on everything, Signup: $60,000 after $5,000 in 3 months

Amazon Prime

1% on everything, Signup: $150 after $0 in 12 months

Quicksilver

1% on everything, Signup: $200 after $500 in 3 months

Savor

1% on everything, Signup: $200 after $500 in 3 months

Venture Rewards

1% on everything, Signup: $75,000 after $4,000 in 3 months, $200 in annual credits

VentureOne

1% on everything, Signup: $20,000 after $500 in 3 months

AAdvantage MileUp

1% on everything, Signup: $15,000 after $500 in 3 months

AAdvantage Platinum Select World Elite

1% on everything, Signup: $80,000 after $3,500 in 4 months

Double Cash

2% on everything, Signup: $200 after $1,500 in 6 months

Custom Cash

2% on everything, Signup: $200 after $1,500 in 6 months

Strata Premier

2% on everything, Signup: $60,000 after $4,000 in 3 months, $100 in annual credits

Strata

2% on everything, Signup: $20,000 after $1,000 in 3 months

AT&T Points Plus

1% on everything, Signup: $200 after $1,000 in 3 months

AAA Daily Advantage

1% on everything, Signup: $100 after $1,000 in 3 months

Discover It

1% on everything, Signup: Referral only. You get $100, referrer gets $100.

LATAM Airlines

1% on everything, Signup: $15,000 after $1,000 in 3 months

LATAM Airlines World Elite

1% on everything, Signup: $40,000 after $3,500 in 3 months

Cardless Qatar Signature

1% on everything, Signup: 20k after any purchase, 20k after spend requirement.

Avianca LifeMiles

1% on everything, Signup: $40,000 after $4,500 in 3 months

Amtrak Guest Rewards

1% on everything, Signup: $12,000 after $1,000 in 3 months

Amtrak Guest Rewards Preferred

1% on everything, Signup: $40,000 after $2,000 in 3 months

Best Western Rewards

1% on everything, Signup: $40,000 after $1,000 in 3 months

Best Western Rewards Premium

1% on everything, Signup: $80,000 after $3,000 in 3 months

Power Cash Rewards

1.5% on everything, Signup: $100 after $1,500 in 3 months

Platinum Rewards

1% on everything, Signup: $15,000 after $1,500 in 3 months

Pathfinder

1% on everything, Signup: $50,000 after $3,000 in 3 months, $100 in annual credits

Cathay Pacific

1% on everything, Signup: $38,000 after $3,000 in 3 months

Virgin Red Rewards

1% on everything, Signup: $60,000 after $3,000 in 3 months

Amazon Prime Store Card

5% on everything, Signup: $60 after $0 in 3 months

Altitude Connect

2% on everything, Signup: $20,000 after $1,000 in 3 months

Altitude Go

2% on everything, Signup: $20,000 after $1,000 in 3 months

Cash+

2% on everything, Signup: $200 after $1,000 in 3 months

Skypass Blue

1% on everything, Signup: $10,000 after $1,000 in 3 months

Skypass

1% on everything, Signup: $40,000 after $4,000 in 3 months, $50 in annual credits

Shopper Cash Rewards

1.5% on everything, Signup: $250 after $2,000 in 4 months

Active Cash

2% on everything, Signup: $200 after $500 in 3 months

Autograph

2% on everything, Signup: $20,000 after $1,000 in 3 months

Autograph Journey

1% on everything, Signup: $60,000 after $4,000 in 3 months, $50 in annual credits

Choice Privileges

1% on everything, Signup: $60,000 after $1,000 in 3 months

Choice Privileges Select

1% on everything, Signup: $60,000 after $3,000 in 3 months

Bilt

1% on everything

Expedia One Key

1.5% on everything, Signup: $300 after $1,000 in 3 months

Expedia One Key+

2% on everything, Signup: $400 after $3,000 in 3 months, $200 in annual credits

Gemini

1% on everything, Signup: $200 after $3,000 in 3 months

Best Cash Back Credit Cards of 2026

Citi Double Cash® Card

Chase Freedom Unlimited®