Cards

points Dining 4x Groceries 4x Bonus

60,000 points after $6,000 in 6 months

4x dining & US supermarkets, $120 dining credit, $120 Uber Cash

Citi Credit Card Mastercard

Citi Double Cash Card

cashback Dining 2% Groceries 2% Bonus

$200 after $1,500 in 6 months

Flat 2% on everything (1% when you buy + 1% when you pay)

Capital One Credit Card VISA

Capital One Venture X

Annual Fee $395

Reward Rate 2x

miles Dining 2x Travel 5x Bonus

75,000 miles after $4,000 in 3 months

2x on everything, 5x on hotels & rental cars booked via Capital One Travel, $300 travel credit

Chase Freedom Unlimited

$200 after $500 in 3 months + 5% on groceries (1st year)

cashback Dining 3% Bonus

1.5% on everything, 3% dining & drugstores, 5% travel via Chase

Discover Credit Card Discover

Discover it Cash Back

cashback Dining 5% Groceries 5% Bonus

Cashback Match - all cash back earned in first year doubled

Rotating 5% categories (quarterly), 1% everything else, first-year cashback match

American Express Credit Card AMEX

The Platinum Card from American Express

80,000 points after $8,000 in 6 months

points Travel 5x Bonus

5x flights & hotels via Amex Travel, Centurion Lounge, $200 hotel credit, $200 airline fee credit

Wells Fargo Credit Card VISA

Wells Fargo Autograph Card

points Dining 3x Travel 3x Bonus

20,000 points after $1,000 in 3 months

$0 annual fee, 3x dining/travel/gas/transit/streaming, cell phone protection

Amazon Prime Visa

cashback Dining 2% Groceries 2% Online 5% Bonus

$200 Amazon Gift Card upon approval

5% back at Amazon & Whole Foods, 2% dining/gas/drugstores, no annual fee (Prime required)

Wells Fargo Credit Card Mastercard

Bilt Mastercard

points Dining 3x Travel 2x Bonus

No traditional bonus - earn on rent from day 1

Only card earning points on rent, 3x dining, 2x travel, transfer to airlines/hotels

Credit Card VISA

1% on everything, Signup: 10,000 DELTA after $1,000 in 6 months

Delta SkyMiles Gold

50,000 DELTA after $2,000 in 6 months

1% on everything, Signup: 50,000 DELTA after $2,000 in 6 months, $50 in annual credits

Delta SkyMiles Gold Business

60,000 DELTA after $4,000 in 6 months

1% on everything, Signup: 60,000 DELTA after $4,000 in 6 months

Delta SkyMiles Platinum

60,000 DELTA after $3,000 in 6 months

1% on everything, Signup: 60,000 DELTA after $3,000 in 6 months, $500 in annual credits

Delta SkyMiles Platinum Business

70,000 DELTA after $6,000 in 6 months

1% on everything, Signup: 70,000 DELTA after $6,000 in 6 months, $650 in annual credits

Delta SkyMiles Reserve

Annual Fee $650

70,000 DELTA after $5,000 in 6 months

1% on everything, Signup: 70,000 DELTA after $5,000 in 6 months, $240 in annual credits

Delta SkyMiles Reserve Business

Annual Fee $550

80,000 DELTA after $10,000 in 6 months

1% on everything, Signup: 80,000 DELTA after $10,000 in 6 months

Blue Business Cash

$250 after $3,000 in 3 months

2% on everything, Signup: $250 after $3,000 in 3 months

Blue Business Plus

$15,000 after $3,000 in 3 months

2% on everything, Signup: $15,000 after $3,000 in 3 months

Blue Cash Everyday

$250 possible via incognito.

2% on everything, Signup: $250 possible via incognito.

Blue Cash Preferred

$300 possible via incognito.

2% on everything, Signup: $300 possible via incognito., $84 in annual credits

Blue Cash Preferred (Morgan Stanley)

Requires a relationship with Morgan Stanley.

2% on everything, Signup: Requires a relationship with Morgan Stanley., $84 in annual credits

Business Gold

Annual Fee $375

150-200k possible via incognito.

1% on everything, Signup: 150-200k possible via incognito.

Business Green

$15,000 after $3,000 in 3 months

1% on everything, Signup: $15,000 after $3,000 in 3 months

Business Platinum

300k possible via incognito.

1% on everything, Signup: 300k possible via incognito., $3410 in annual credits

Cash Magnet

1.5% on everything

Gold

Fuzzy language, may be more.

1% on everything, Signup: Fuzzy language, may be more., $424 in annual credits

Green

Annual Fee $150

$40,000 after $3,000 in 6 months

1% on everything, Signup: $40,000 after $3,000 in 6 months, $200 in annual credits

Hilton Honors

80,000 HILTON after $2,000 in 6 months

1% on everything, Signup: 80,000 HILTON after $2,000 in 6 months

Hilton Honors Aspire

Annual Fee $550

150,000 HILTON after $6,000 in 6 months

1% on everything, Signup: 150,000 HILTON after $6,000 in 6 months, $250 in annual credits

Hilton Honors Business

Annual Fee $175

Reward Rate 5%

130,000 HILTON after $6,000 in 6 months

5% on everything, Signup: 130,000 HILTON after $6,000 in 6 months, $240 in annual credits

Hilton Honors Surpass

130,000 HILTON after $3,000 in 6 months

1% on everything, Signup: 130,000 HILTON after $3,000 in 6 months

Marriott Bonvoy Brilliant

Annual Fee $650

100,000 MARRIOTT after $6,000 in 6 months

1% on everything, Signup: 100,000 MARRIOTT after $6,000 in 6 months, $300 in annual credits

Marriott Bonvoy Business

Annual Fee $125

+75k @ 6k, 125k total @ 9k

1% on everything, Signup: +75k @ 6k, 125k total @ 9k

Platinum

Annual Fee $895

Fuzzy language, may be up to 175k.

1% on everything, Signup: Fuzzy language, may be up to 175k., $4375 in annual credits

Platinum (Schwab)

Annual Fee $895

$80,000 after $8,000 in 6 months

1% on everything, Signup: $80,000 after $8,000 in 6 months, $4375 in annual credits

Platinum (Morgan Stanley)

Annual Fee $895

Requires a relationship with Morgan Stanley.

1% on everything, Signup: Requires a relationship with Morgan Stanley., $4375 in annual credits

Marriott Bonvoy Bevy

Annual Fee $250

85,000 MARRIOTT after $7,000 in 6 months

1% on everything, Signup: 85,000 MARRIOTT after $7,000 in 6 months

Lowes

1% on everything

Schwab Investor

$200 after $1,000 in 3 months

1% on everything, Signup: $200 after $1,000 in 3 months

Amazon Business

$100 after $0 in 3 months

1% on everything, Signup: $100 after $0 in 3 months

Rakuten

$25 after $500 in 3 months

1% on everything, Signup: $25 after $500 in 3 months

Air France KLM

Annual Fee $89

$50,000 after $2,000 in 3 months

1% on everything, Signup: $50,000 after $2,000 in 3 months

Customized Cash Rewards

$200 after $1,000 in 3 months

1% on everything, Signup: $200 after $1,000 in 3 months

Premium Rewards

$60,000 after $4,000 in 3 months

1% on everything, Signup: $60,000 after $4,000 in 3 months

Premium Rewards Elite

Annual Fee $550

$75,000 after $5,000 in 3 months

1% on everything, Signup: $75,000 after $5,000 in 3 months, $550 in annual credits

Travel Rewards

$25,000 after $1,000 in 3 months

1.5% on everything, Signup: $25,000 after $1,000 in 3 months

Unlimited Cash Rewards

$200 after $1,000 in 3 months

1.5% on everything, Signup: $200 after $1,000 in 3 months

Business Advantage Customized Cash

$300 after $3,000 in 3 months

1.5% on everything, Signup: $300 after $3,000 in 3 months

Business Advantage Unlimited Cash

$300 after $3,000 in 3 months

1.5% on everything, Signup: $300 after $3,000 in 3 months

Business Advantage Travel Rewards

$30,000 after $3,000 in 3 months

1.5% on everything, Signup: $30,000 after $3,000 in 3 months

Platinum Plus

$300 after $3,000 in 3 months

1.5% on everything, Signup: $300 after $3,000 in 3 months

Free Spirit

$50,000 after $1,000 in 3 months

1.5% on everything, Signup: $50,000 after $1,000 in 3 months, $100 in annual credits

Atmos Rewards Ascent

$80,000 after $4,000 in 4 months

1% on everything, Signup: $80,000 after $4,000 in 4 months, $120 in annual credits

Atmos Rewards Summit

Annual Fee $395

$100,000 after $6,000 in 3 months

1% on everything, Signup: $100,000 after $6,000 in 3 months, $580 in annual credits

Atmos Rewards Business

$80,000 after $4,000 in 4 months

1% on everything, Signup: $80,000 after $4,000 in 4 months, $120 in annual credits

AAdvantage Aviator Red World Elite

1% on everything

AAdvantage Aviator World Elite Business

1% on everything, $50 in annual credits

AARP Essential Rewards

$100 after $500 in 3 months

1% on everything, Signup: $100 after $500 in 3 months

AARP Travel Rewards

$100 after $500 in 3 months

1% on everything, Signup: $100 after $500 in 3 months

Carnival World Mastercard

Requires ANY purchase.

1% on everything, Signup: Requires ANY purchase.

Emirates Skywards Premium World Elite

Annual Fee $499

$70,000 after $3,000 in 3 months

1% on everything, Signup: $70,000 after $3,000 in 3 months

Emirates Skywards Rewards World Elite

$40,000 after $3,000 in 3 months

1% on everything, Signup: $40,000 after $3,000 in 3 months

Frontier Airlines World

1% on everything, Signup: Requires paying AF.

Hawaiian Airlines World Elite

50k @ $2k, 80k @ $5k.

1% on everything, Signup: 50k @ $2k, 80k @ $5k.

JetBlue

10,000 JETBLUE after $1,000 in 3 months

1% on everything, Signup: 10,000 JETBLUE after $1,000 in 3 months

JetBlue Business

60k @ $1k, +20k @ $6k.

1% on everything, Signup: 60k @ $1k, +20k @ $6k., $50 in annual credits

JetBlue Plus

60k @ $1k, +20k @ $6k.

1% on everything, Signup: 60k @ $1k, +20k @ $6k.

JetBlue Premier

Annual Fee $499

80,000 JETBLUE after $5,000 in 3 months

1% on everything, Signup: 80,000 JETBLUE after $5,000 in 3 months, $5400 in annual credits

Lufthansa Miles & More

Annual Fee $89

$60,000 after $3,000 in 3 months

1% on everything, Signup: $60,000 after $3,000 in 3 months

Upromise

$300 after $1,000 in 3 months

1% on everything, Signup: $300 after $1,000 in 3 months

Wyndham Rewards Earner

$30,000 after $1,000 in 3 months

1% on everything, Signup: $30,000 after $1,000 in 3 months

Wyndham Rewards Earner Business

$45,000 after $3,000 in 3 months

1% on everything, Signup: $45,000 after $3,000 in 3 months, $15000 in annual credits

Wyndham Rewards Earner Plus

Annual Fee $75

$45,000 after $1,000 in 3 months

1% on everything, Signup: $45,000 after $1,000 in 3 months, $7500 in annual credits

Hawaiian Airlines World Elite Business

$50,000 after $4,000 in 3 months

1% on everything, Signup: $50,000 after $4,000 in 3 months, $99 in annual credits

Breeze

Annual Fee $89

$30,000 after $1,000 in 3 months

1% on everything, Signup: $30,000 after $1,000 in 3 months

Xbox

Brex Credit Card Mastercard

Requires ANY purchase.

1% on everything, Signup: Requires ANY purchase.

Brex

1% on everything

Marriott Bonvoy Bountiful

Annual Fee $250

85,000 MARRIOTT after $4,000 in 3 months

1% on everything, Signup: 85,000 MARRIOTT after $4,000 in 3 months

Marriott Bonvoy Bold

30,000 MARRIOTT after $1,000 in 3 months

1% on everything, Signup: 30,000 MARRIOTT after $1,000 in 3 months

Marriott Bonvoy Boundless

1% on everything, Signup: 5x FNC, <= 50k per

Southwest Performance Business

Annual Fee $299

80,000 SOUTHWEST after $5,000 in 3 months

1% on everything, Signup: 80,000 SOUTHWEST after $5,000 in 3 months, $9200 in annual credits

Southwest Plus

50,000 SOUTHWEST after $4,000 in 3 months

1% on everything, Signup: 50,000 SOUTHWEST after $4,000 in 3 months, $3100 in annual credits

Southwest Premier

Annual Fee $149

50,000 SOUTHWEST after $4,000 in 3 months

1% on everything, Signup: 50,000 SOUTHWEST after $4,000 in 3 months, $6100 in annual credits

Southwest Premier Business

Annual Fee $149

60,000 SOUTHWEST after $3,000 in 3 months

1% on everything, Signup: 60,000 SOUTHWEST after $3,000 in 3 months, $6100 in annual credits

Southwest Priority

Annual Fee $229

50,000 SOUTHWEST after $3,000 in 3 months

1% on everything, Signup: 50,000 SOUTHWEST after $3,000 in 3 months, $7600 in annual credits

United Business

Annual Fee $150

75,000 UNITED after $5,000 in 3 months

1% on everything, Signup: 75,000 UNITED after $5,000 in 3 months, $695 in annual credits

United Club

90,000 UNITED after $5,000 in 3 months

1% on everything, Signup: 90,000 UNITED after $5,000 in 3 months, $1690 in annual credits

United Club Business

80,000 UNITED after $5,000 in 3 months

1% on everything, Signup: 80,000 UNITED after $5,000 in 3 months, $1715 in annual credits

United Explorer

60,000 UNITED after $3,000 in 3 months

1% on everything, Signup: 60,000 UNITED after $3,000 in 3 months, $10730 in annual credits

United Gateway

30,000 UNITED after $1,000 in 3 months

1% on everything, Signup: 30,000 UNITED after $1,000 in 3 months

United Quest

70,000 UNITED after $4,000 in 3 months

1% on everything, Signup: 70,000 UNITED after $4,000 in 3 months, $10860 in annual credits

Ink Business Cash

$75,000 after $6,000 in 6 months

1% on everything, Signup: $75,000 after $6,000 in 6 months

Ink Business Preferred

$100,000 after $8,000 in 3 months

1% on everything, Signup: $100,000 after $8,000 in 3 months

Ink Business Unlimited

$75,000 after $6,000 in 6 months

1% on everything, Signup: $75,000 after $6,000 in 6 months

Ink Business Premier

Annual Fee $195

$1,000 after $10,000 in 3 months

2% on everything, Signup: $1,000 after $10,000 in 3 months

Chase Credit Card Mastercard

IHG Premier